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Home » Wells Fargo Energetic Money Card Evaluation
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Wells Fargo Energetic Money Card Evaluation

Bernie Goldberg
Last updated: 2023/08/09 at 12:05 PM
Bernie Goldberg Published August 9, 2023
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Limitless 2% money rewards — Cardholders earn a vast 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that supply larger money again charges on sure classes, and whereas they are often price it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Energetic Money® Card is ideal for somebody that wishes an easy-to-use card that also affords excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap via.

$200 money rewards sign-up bonus — New Wells Fargo Energetic Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, however it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro provide — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. (After that interval, a go-to charge of 20.24%, 25.24%, or 29.99% variable APR applies.) That is an amazing provide, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will let you keep away from curiosity on purchases and steadiness transfers into late 2024!

Take into account that steadiness transfers should be made throughout the first 120 days to qualify for a diminished rate of interest and a decrease steadiness switch charge.

No annual charge — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money® Card, which sports activities a $0 annual charge.

Cellular phone safety — With the worth of a typical mobile phone within the a whole lot of {dollars}, having some kind of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in mobile phone safety of as much as $600 simply by paying your mobile phone invoice together with your card. Protection is topic to a $25 deductible.

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Bernie Goldberg August 9, 2023 August 9, 2023
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